1. Omni-channel & branchless bank
Reduce the operational limitations of banks with physical communication branches, thereby increasing interaction with digital exchanges and reducing operating costs in the branch network
2. Artificial Intelligence (AI)
This technology helps to analyze and validate transactions and block transactions quickly. Using AI, Visa has prevented fraudulent transactions, worth about 25 billion USD
3. Smart chip card technology
helps to increase information security, limiting the risks of fraud or card information theft when compared to magnetic cards when they use the same pin code for all transactions.
4. Contactless payments
Contactless payments allow customers to simply touch their chip card or smartphone through a reader. This payment method is faster and more secure than PIN technology because it transfers encrypted data to the point of sale device instantly, without exposing PIN and card information
5. Biometric sensor technology
This method has been successfully deployed at ATMs, such as TP Bank, customers can use fingerprints to make transactions in a safer and more convenient way without having to remember and use them. to password
6. E-wallet
Through the e-wallet, users can use it for purposes such as P2P payment, electricity and water bill payment, phone top-up, international money transfer, ticket booking, etc.
7. Mobile banking (Mobile banking)
Mobile banking was born to meet the needs of convenient transactions and payments directly on mobile applications of users.
